Business Brokerage Support

Buy or Sell a Business
with Support.

Paid AmPac advisory for valuation context, deal structure, diligence, and SBA acquisition financing questions.

Check Financing Path
SBA acquisition deal room showing buyer readiness, seller package, financing, diligence, and closing milestones
Buy a Business

Review fit, financing, diligence, and offer structure.

  • SBA 7(a) acquisition loan guidance
  • Structured due diligence checklist
  • Business valuation tool
  • Curated marketplace resources
  • AmPac financing discussion
Start Shopping
Sell a Business

Prepare valuation inputs, documents, buyer questions, and deal terms.

  • Business valuation estimate
  • Exit readiness assessment
  • Seller documentation checklist
  • Certified business broker network
  • Tax & deal structure guidance
Get My Valuation
Review
Valuation context
SBA
Acquisition questions
Docs
Diligence prep
Terms
Deal structure
Plan
Next steps
CA · AZ · NV
Service Area
AI Business Advisor

Ask ECO Broker

Use ECO to organize acquisition, sale, financing, and diligence questions before review.

ECO Business Broker AI
· Review support
Ready
Buying a Business

How to Buy a Business

Start with fit, financing, diligence, and deal structure.

1
Define Your Target
Name the industry, location, size, and price range.
2
Pre-Qualify for Financing
Talk to AmPac before shaping an offer.
3
Evaluate & Due Diligence
Review financials, revenue, liabilities, leases, and seller context.
4
Make an Offer & Close
Prepare the offer, agreement, financing, and transition plan.
Valuation Tool

Business Valuation Estimator

Use a simple estimate to frame buyer or seller questions.

Estimated Valuation Range

—
Low estimate
—
Mid-market estimate
—
High estimate
Multiple used—
Revenue multiple—
SBA 7(a) financing available—
Estimated buyer equity needed—
Important: This is an educational estimate. Use a broker and CPA for formal valuation work.
Due Diligence

Due Diligence Checklists

Know what to verify, gather, and prepare.

Buyer's Due Diligence Checklist

  • 3 years of business tax returns (federal + state)
  • 3 years of P&L statements and balance sheets
  • YTD financial statements (within 90 days)
  • Accounts receivable and payable aging reports
  • All existing contracts, leases, and agreements
  • Lease assignment or new lease terms for the property
  • Employee list, compensation, and tenure
  • Key customer and supplier relationships + concentration
  • Inventory valuation and condition
  • Equipment list, age, and maintenance records
  • Existing debt obligations and liens
  • Litigation history and pending legal issues
  • Licenses, permits, and regulatory compliance
  • Reason seller is exiting the business
  • Historical cash vs. accrual adjustments ("add-backs")

Seller's Preparation Checklist

  • 3+ years of clean, verified tax returns
  • Monthly P&L statements for last 24 months
  • List of all assets included in the sale
  • Updated equipment inventory with values
  • Current lease terms and assignability clause
  • Employee compensation and key employee contracts
  • Customer list (anonymized for marketing; disclosed post-LOI)
  • Vendor and supplier agreements
  • Operations manual or documented SOPs
  • Business licenses and regulatory status current
  • Corporate documents (articles, operating agreement)
  • Clean up personal expenses run through the business
  • Address any pending litigation or tax issues
  • Identify training/transition period you'll offer buyer
  • Consult CPA on asset vs. stock sale tax implications
SBA Financing

SBA 7(a) Acquisition Questions

Use advisor review to understand whether SBA 7(a) fits the acquisition.

Review the financing path

Compare buyer equity, seller notes, collateral, and SBA requirements before making an offer.

$5M
Maximum Loan
10%
Min. Down Payment
10 yrs
Max Term (business)
25 yrs
If Real Estate Included
Check My Eligibility Talk to AmPac

SBA 7(a) Acquisition — What Gets Financed

Goodwill & Intangibles
Brand value, customer lists, established systems — financed as part of the purchase price
Equipment & Inventory
Tangible assets included in the sale can be rolled into SBA financing
Working Capital
Post-acquisition working capital can be included in the SBA loan for a smooth business transition
Seller Note Tip: Many SBA 7(a) acquisitions include a seller note — where the seller carries back a portion of the purchase price (typically 10–30%) on a subordinated note. This reduces the buyer's equity injection requirement and shows lenders the seller has confidence in the business's continued performance.
Resource Partners

Your Business Broker Network

Resources for sale, acquisition, valuation, and financing questions.

Business Marketplaces
BizBuySell
The largest online marketplace for buying and selling businesses. Search thousands of listings by industry, location, and price range.
bizbuysell.com →
Business Marketplaces
BizQuest
Comprehensive business-for-sale marketplace with broker directory, valuation tools, and educational resources for first-time buyers.
bizquest.com →
Broker Associations
IBBA
International Business Brokers Association — find certified business intermediaries (CBIs) and M&A advisors nationwide.
ibba.org →
SBA Acquisition Financing
AmPac Business Capital
SBA acquisition financing discussion for CA, AZ, and NV buyers.
Book a consultation →
Business Valuation
BizEquity
Online business valuation platform used by thousands of business owners and advisors to establish accurate market value before listing.
bizequity.com →
Free Business Counseling
Small Business Development Centers
Free one-on-one counseling and resources for buyers and sellers from SBA-funded SBDC advisors. Available throughout CA, AZ, and NV.
americassbdc.org →
Deal Support

What AmPac Can Help Verify

SBA 7(a) acquisition packages need a clean buyer profile, seller financials, add-backs support, source-and-use schedule, and a defensible debt-service story before a lender can move fast.
01
Buyer Readiness
Package review
Seller conversations work better when asking price, adjusted EBITDA, working capital, real estate, equipment, transition support, and seller-note expectations are documented up front.
02
Seller Readiness
Valuation inputs
The diligence checklist is designed to surface lien, tax, payroll, lease, customer concentration, licensing, and transfer-risk issues before a buyer commits capital.
03
Risk Review
Diligence controls
Ready to Move

Plan the next deal.

Bring the question, documents, and timeline so AmPac can review the path.

Check Financing Path

SBA Certified · CA · AZ · NV · (909) 915-1706 · bkennedyjr@ampac.com