ECO

POWERED BY · AMPAC BUSINESS CAPITAL · ENTREPRENEUR ECOSYSTEM

A lender workspace for intake, document review, borrower guidance, and SBA workflow support.

Lender Workspace CRM Support Loan File Review Borrower Follow-Up White-Label Options SBA 504 · 7(a) Support
Get Early Access Lender Assessment Preview Workflow

Pilot access available · Implementation timing depends on partner scope

SBA504 · 7(a) Support
IntakeBorrower Follow-Up
DocsFile Review Support
3 StatesCA · AZ · NV
RulesSBA Workflow Checks
GuidanceBorrower Next Steps
End-to-End Coverage

One platform. Every stage.

ECO handles the entire lending lifecycle — so your team focuses on relationships, not paperwork.

01
BDO & Intake
Prospect capture, application welcome, milestone encouragement, idle follow-up
02
Document Mgmt
AI doc verification, completeness checks, missing schedule alerts, automated follow-up
03
Pre-Underwriting
DSCR, EBITDA analysis, debt service check, early decline flag, credit memo draft
04
Credit & Approval
Committee memo, structured credit narrative, SBA eligibility check, approval notice
05
Closing
Closing checklist, counsel guidance, signature tracking, ecosystem app onboarding
06
Servicing
Annual financial collection, health checks, capital need assessments, renewal recommendations

Free Business Health Check — Before You Apply

Before pursuing capital, know where you stand. Our free assessments give you a financial health score and a tech readiness score — with an action plan to improve both. Completing them strengthens your loan application.

Financial Assessment Tech Assessment
Platform Modules

Everything your lending team needs

Six modules help lending teams organize intake, document review, borrower follow-up, and SBA workflow checks.

Pipeline Intelligence
Pipeline dashboard with Kanban and table views, filtering by stage, officer, loan type, and idle status.
  • 14 Ventures stages tracked (Prospect → Servicing)
  • Idle borrower alerts at 3, 7, 14-day intervals
  • Volume and count summaries per officer
  • One-click borrower action panel
AI Document Reviewer
Automatically checks uploaded documents for completeness — flags missing tax schedules, missing K-1s, incomplete statements, and missing signatures.
  • Business & personal tax return verification
  • Missing schedule detection (C, E, K-1, depreciation)
  • Auto-posts structured note to Ventures record
  • Drafts borrower follow-up email with specific ask
Preliminary Underwriting
Runs DSCR, EBITDA, and debt service analysis the moment financials are uploaded. Flags early if the deal won't service — saving everyone time.
  • Automatic DSCR calculation from tax returns
  • Early-flag messaging to borrower if DSCR < 1.25x
  • Credit narrative and committee memo draft
  • SBA 504 vs. 7(a) structure recommendation
Closing Counsel
Full closing checklist by section. AI generates closing guidance based on the specific loan type, entity structure, and deal terms.
  • Title, insurance, entity, SBA-specific checklists
  • Signature and document tracking per closing item
  • Borrower message at closing with Ecosystem app link
  • SBA authorization requirements built in
Annual Servicing Engine
Automated annual touchpoints — financial collection, insurance verification, borrower health checks, and capital needs assessment every year.
  • Scheduled annual financial collection reminders
  • Consistent follow-up until documents received
  • Business health score shared with borrower
  • Capital expansion recommendation if growing
Borrower Communication Hub
16 pre-built message templates covering every stage. AI rewrite in seconds. One-click Spanish translation. Sends via Ventures notes or email.
  • Welcome, milestone, idle, and doc-request templates
  • Spanish translation built into every template
  • Ecosystem app & website pushed at closing + annually
  • Capital Navigator referral for declined applicants
Learn & Explore

AI Education for Entrepreneurs

Watch real content from the Entrepreneur Ecosystem YouTube channels — practical AI tools for business owners.

AI Tools for Small Business Owners
@ABCEEAI
Entrepreneur Ecosystem · Business Growth Series
@EntrepreneurEcosystem

Subscribe to both channels: @ABCEEAI · @EntrepreneurEcosystem

Free Partner Resources

Tools we've unlocked for you — at no cost

The Entrepreneur Ecosystem has secured access to these programs for our community. No compensation received — shared purely to support your growth.

Google Workspace
10% Discount
New businesses signing up through our referral link receive a 10% discount off their subscription — a perk earned for our community.
IBM SkillsBuild
FREE for Nonprofits
Free courses and certifications for nonprofits and their members — AI, cybersecurity, data, and professional skills. Must be offered free to all participants per IBM.
Founderz · AI Skills 4 Women
FREE · Microsoft-Backed
Microsoft-backed initiative for women — AI and entrepreneurship courses. Accessible, beginner-friendly, and a great starting point for AI tools.
Anthropic Economic Futures
Research Grant
Research grant program for economic development and future-of-work initiatives. Organizations doing workforce development, community impact, or AI education may qualify.
OpenAI People-First AI Fund
Competitive Grant
Supports organizations doing meaningful AI work — participation comes with token access and direct OpenAI support. More competitive, but higher upside.
Full Resource Finder
100+ Partners
Geo-map of all local and regional support partners — SBA offices, CDFIs, nonprofits, accelerators, banks, chambers, and legal partners near you.
Pilot Paths

Scope the right ECO path.

Compare starting points for lending teams that need clearer intake, follow-up, and file review.

Discovery
Review / first step
Use the assessment to map current intake, file review, and borrower follow-up needs.
  • Pipeline workflow review
  • Borrower message template review
  • Basic document checklist
  • Ecosystem resource directory
  • Custom deployment
  • Platform configuration
  • Ongoing support plan
Start Assessment
MOST POPULAR
Pilot
Scoped / team
A focused pilot for teams ready to improve intake, documents, and borrower follow-up.
  • Pipeline stages mapped to your workflow
  • Follow-up reminders and templates
  • Document checklist support
  • Readiness and DSCR review support
  • Closing checklist support
  • Servicing reminder review
  • Translation needs scoped
  • Integration needs reviewed
Request Pro Access
Partner
Custom / enterprise
A partner deployment scoped around your brand, audience, and support model.
  • Pilot scope plus partner planning
  • Branding and domain review
  • Onboarding support plan
  • User access model
  • Partnership terms reviewed
  • Scoped launch plan
  • SLA & dedicated support
Talk to Us
White Label Program

Sell ECO under your brand

AmPac manages the platform. You manage the client relationship. The only thing that changes is the logo.

HOW IT WORKS
Your lender client pays you.
AmPac scopes the launch.
ECO can be configured around each client relationship. AmPac helps scope branding, workflow, access, and support before launch.
1
Complete the Lender Assessment — share CRM setup, team size, and loan volume
2
We scope the workspace — branding, access, templates, and workflow needs
3
Launch with support — the rollout timeline follows the agreed scope
4
You earn revenue share — recurring monthly revenue for every active white-label client you manage
AmPac Business Capital
Ontario, CA · Primary Instance
Your Lender Client A
Custom domain · White label
Your Lender Client B
Custom domain · White label
+ Add Client
Deploy in 48 hours
Ready to Deploy

Start your ECO journey today.

Complete the Lender Assessment and we'll build a custom ECO configuration for your team in 48 hours.

Take the Lender Assessment Capital Navigator