Entrepreneur Ecosystem AmPac Business Capital

AmPac × Entrepreneur Ecosystem · Community lending

From cradle
to legacy.

Start something. Grow what works.
Build a business that lasts.

Explore your numbers

A practical workshop for business owners, buyers and the people who support them.

Cradle / Get started

A little capital.
A real beginning.

SBA microloans support working capital, inventory and equipment, with loans up to $50,000 and terms up to seven years. Availability and terms depend on the lender.

Explore a microloan

Growth / Build momentum

Room for your
next move.

AmPac’s published Community Advantage program offers loans up to $350,000. Explore a payment scenario for the working capital, equipment or expansion you have in mind.

Plan a growth scenario

Legacy / Think ahead

The next chapter
could be yours.

Explore an illustrative business value and acquisition payment. The broader SBA 7(a) program can support changes of ownership, with a general maximum loan of $5 million.

Explore an acquisition

Ideas, meet numbers

Try the next step
on for size.

Change the assumptions. See the trade-offs.
Take better questions to your lender.

Interactive calculators are loading. You can also plan your next step with an advisor.

Capital. Coaching. Community.

You don’t have to
figure it out alone.

Bring your idea, your numbers and your questions.
We’ll help you make the next step clearer.

Book time with Brian Start an AmPac application ↗

A few things to bring

  • Your funding purpose and rough budget
  • Recent business financials and existing debt
  • For a purchase: seller financials and asking price
  • Your questions about timing, equity and repayment
Buying a building? Explore the SBA 504 workshop ↗Prepare with Capital Readiness ↗Find local business support ↗

Know the assumptions.

Educational scenarios only—not a loan offer, approval, credit decision or formal valuation. Your lender must confirm eligibility, pricing, required equity, collateral and current fees. Microloan proceeds cannot purchase real estate or repay existing debt.

Program sources & facilitator notes

Sources checked September 24, 2026

The fee illustration is explicitly limited to FY2026. Ask your lender for the schedule applicable to your approval date. Industry multiples are editable workshop assumptions, not a database of market comparables.

Make this a conversation

  1. Choose a stage and name what the capital should make possible.
  2. Try a higher rate or shorter term. Discuss the payment change.
  3. For an acquisition, question the earnings and multiple assumptions. Avoid double-counting addbacks.
  4. Use the cash-flow worksheet to identify missing expenses and debt. A ratio cannot establish eligibility.
  5. Print the scenario and choose one next action with an advisor.