Economic Development · AmPac Business Capital

We design, run, and scale programs that work.

AmPac partners with cities, counties, and states to manage revolving loan funds, design and operate incubator programs, and deliver federally-funded technical assistance — with the institutional rigor of a 20-year SBA Certified Development Company and U.S. Treasury-authorized CDFI.

$2B+
Capital Deployed (20 Yrs)
5,500+
Jobs Created
3
States Served (CA · AZ · NV)
BBB
AERIS Investment Rating
What We Do for Public-Sector Partners

A turnkey economic development engine.

From RLF design to underwriting, deployment, compliance reporting, and incubator operations — AmPac is the operating partner that lets municipalities deliver real outcomes without standing up new infrastructure.

Revolving Loan Fund Management

Full-cycle RLF operation: program design, intake, underwriting to AmPac's 20-year credit standards, deployment, servicing, collections, and quarterly reporting back to the funding entity.

Incubator Program Design & Operations

Built and tested with the City of Ontario: 10-month curriculum, BBO workbook, judged pitch graduation, and capital pairing through AmPac's lending stack.

Technical Assistance Delivery

Active SSBCI Technical Assistance recipient. 20+ training events, 300+ attendees, 50+ businesses in intensive counseling, and a $26.4M SSBCI loan pipeline.

Down Payment Assistance Programs

DPAP infrastructure currently serving 40 businesses with $926K deployed and $22M in leveraged project value, generating $63M in member wealth since 2022.

Compliance & Reporting

SBA Certified Development Company, U.S. Treasury CDFI, and SSBCI participant. Audit-ready quarterly metrics, federal compliance, and transparent fund utilization tracking.

Capital Pairing

Every program graduate has a clear pathway to AmPac's $2B+ lending stack — SBA 504, 7(a) Community Advantage, microloans, CDFI lending, and DPAP — multiplying public dollars with private capital.

Featured Case Studies

Real cities. Real loan funds. Real outcomes.

Flagship Case Study

City of Ontario Entrepreneurship Incubator

Designed, launched, and operated by AmPac in partnership with the City of Ontario and Bright Business Project.

5 → 10
Cohort Growth
$4.2M+
Capital Incubated
10+
Industries
+100%
YoY Growth

Launched with an inaugural class of 5 entrepreneurs in 2023 generating $2.5M in coached capital requests — including coaching one borrower's request strategically down from $300K to a fundable $50K, and a $1.95M commercial real estate acquisition. AmPac then submitted a 2024 expansion proposal targeting a doubled cohort. The 2025 cohort delivered: 10 entrepreneurs, $4.2M+ in capital incubation, formal judged pitches, and an alumni mentor-mentee feedback loop.

Read the full story
Revolving Loan Fund

RivCo BizBoost

A County of Riverside revolving loan fund operated by AmPac since June 2020.

71
Loans Funded
$1.82M
Total Deployed
69%
Success Rate
$25.6K
Avg Loan Size

The RivCo BizBoost program was launched in June 2020 to deploy capital quickly to small businesses across Riverside County during the pandemic. Five years in, the fund has funded 71 loans with a 69% success rate — well above industry averages for small-dollar small business lending. AmPac handles the full lifecycle: intake, underwriting, deployment, servicing, and county-level reporting.

Municipal Loan Fund

Fontana Empowerment Loan Fund

A City of Fontana economic empowerment fund with an intentional women-owned business focus.

$280K+
Deployed
6
Businesses Funded
59
Jobs Created
67%
Women-Owned

The Fontana Empowerment Loan Fund was established in 2023 in partnership with the City of Fontana to channel capital to women-owned and minority-owned small businesses. With $280K+ deployed across just 6 loans, the fund has produced 59 jobs — a per-dollar job creation rate that ranks among the best in AmPac's portfolio. 67% of recipient businesses are women-owned.

Across the full RLF portfolio (2020–2025), AmPac has deployed $2.1M+ across 82 applications with an 86.6% fund utilization rate — consistent, high-impact deployment of public dollars.

Government & Agency Partners

Trusted by federal, state, county, and municipal partners across the tri-state region.

U.S. Small Business Administration
U.S. Treasury CDFI Fund
State of California (SSBCI)
City of Ontario
City of Fontana
County of Riverside
Inland SoCal Accelerate Hub
Pepperdine, CMC, Cal Baptist

Let's Build Something Together.

If you represent a city, county, state agency, or foundation that wants to deploy capital and develop entrepreneurs with measurable outcomes — we'd love a 30-minute discovery conversation.